The Ledger

Proprietary strategies and card intelligence.

Saved American Express Chase Citi

Active: savings Short Clear All

Active: savings Short Clear All

TIPS • 3 months, 1 week ago

Stop using your debit card for groceries. Period.

Stop using your debit card for groceries — it earns nothing, gives weak protection, and leaves huge value on the table. I run all my …

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Stop using your debit card for groceries. Period.

TIPS • 3 months, 3 weeks ago

The secret to waiving annual fees (Retention Offers)

I always call for retention offers right after an annual fee posts. I use a simple script, stay polite, and let the bank sell me …

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The secret to waiving annual fees (Retention Offers)