Business Powerhouse
You run real money through cards — ads, software, inventory, shipping, travel. You want uncapped 3–5x on the categories that …
Cashback Pragmatist
You want real cash, no games, no portals, no annual fees (or tiny ones).
Category Hunter
You activate every quarterly category and love stacking offers.
Foodie & Grocery King
Your biggest spend is eating. You need the absolute highest return on restaurants, grocery stores, and food delivery.
The Global Entry
Flexible points that transfer to high-value partners like Hyatt, plus unbeatable travel insurance.
Points Strategist
You want transferable points and know every sweet spot redemption. You don't need Amex Platinum coupons — you just want …
Simple Minimalist
You want one card that does everything reasonably well and you never want to think about it again.
Student Starter
You're in school or just graduated, want no annual fee, high rewards on dining/Amazon/Uber, and easy approval.
Value Traveler
You love travel but want the fee easily offset. Venture X and CSP are your sweet spot.
Wallet Freak
You are the final boss of this game. You track every portal, every transfer partner, every retention offer, and you …