←
Back to Archetypes
CASHBACKPRAGMATIST
Cashback Pragmatist
You want real cash, no games, no portals, no annual fees (or tiny ones).
📊
Annual Fees
$0
⭕
Credit Value
$0
✓
Points Value
$0
⚡
Net Value
$0
* Approximate values based on sign-up bonuses and annual fees.
⚡
Build Your Loadout
SLOT 1
Flat Rate
2% cash back on everything.
•••• •••• •••• 4242
STRATEGY
Wells Fargo Active Cash® Card
•••• •••• •••• 4242
STRATEGY
Citi Double Cash® Card
SLOT 2
Category Booster
5% on your top category.
•••• •••• •••• 4242
STRATEGY
Citi® Custom Cash® Card
Rules of Engagement
1
Keep it Simple
Focus on cards with no annual fee and high cash back rates.
2
Auto-Redeem
Set up auto-redemption to your bank account so you never have to think about it.