You prioritize where you sleep. You want instant elite status across all major chains.
Instant Diamond or Gold status.
Cards that unlock Marriott Platinum or Gold status immediately.
The best cards for the 'loyalty sweet spots.'
Cards that provide access to luxury hotel collections.
Use your Hilton resort credits semi-annually to ensure you stay net-positive.
Always prioritize transferring Chase points to Hyatt; the value beats other chains.