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Points Strategist
Transfer Partner Only — 5+ cpp or bust

Points Strategist

You view points as a currency to be traded. You build a whole setup that feeds into transfer partners for international business and first class.

warning ANNUAL FEES
-$0
verified_user CREDIT VALUE
+$0
POINTS/MILES
+$0
emoji_events NET VALUE
+$0
bolt

Build Your Loadout

SLOT 1

Transfer Hub Core

The command centers for moving points to high-value partners like Hyatt, Flying Blue, and Virgin Atlantic.

SLOT 2

Daily Multiplier Feeders

Building huge point balances through high-frequency daily spend in dining, groceries, and rotating categories.

SLOT 3

Lifestyle & Protection

Essential travel protections and a non-category points floor for 'everything else' spend.

SLOT 4

The Specialist Multipliers

Cards used surgically for their 5x-10x multipliers on specific categories or portals.

Rules of Engagement

1

No Portal Redemptions

Unless it's a 10x earn rate on the Strata Elite or Sapphire Reserve to build the next bank; otherwise, points are strictly for transfer partners.

2

Hyatt Rule

Chase points always go to Hyatt unless a 30%+ transfer bonus exists elsewhere to a high-value airline partner.