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Student Starter
Build 800+ credit while eating out & Ubering

Student Starter

You're building your future. You need a setup that costs $0 in annual fees.

warning ANNUAL FEES
-$0
verified_user CREDIT VALUE
+$0
POINTS/MILES
+$0
emoji_events NET VALUE
+$0
bolt

Build Your Loadout

SLOT 1

The Starter Hub

Student-specific cards designed for easy approval.

SLOT 2

Food & Fun

Maximum yield on eating out and entertainment.

SLOT 3

Lifestyle & Protection

Essential zero-fee utility including cell phone protection.

SLOT 4

Credit Building Specialists

The fallback options for those with no credit history.

Rules of Engagement

1

Pay in Full

Never carry a balance; interest charges wipe out any rewards value.

2

The GPA Bonus

Claim your $20 statement credit each school year you maintain a 3.0 GPA with Discover.