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Value Traveler
Premium perks, net-negative annual fee, minimal effort

Value Traveler

You travel often but refuse to pay net fees. You need a setup where the credits fully pay for the annual fee.

warning ANNUAL FEES
-$0
verified_user CREDIT VALUE
+$0
POINTS/MILES
+$0
emoji_events NET VALUE
+$0
bolt

Build Your Loadout

SLOT 1

The Net-Zero Hubs

Premium travel hubs where credits are worth more than the fee.

SLOT 2

Daily Value Earners

No-AF multipliers for everyday non-travel spending.

SLOT 3

Security & International Utility

Cards specifically chosen for TSA Pre/Global Entry and zero FX fees.

SLOT 4

Travel Value Specialists

High-value specialty cards that offer anniversary free nights.

Rules of Engagement

1

The Net-Zero Math

Ensure the credits (Travel, Hotel, or Anniversary Points) equal or exceed the AF.

2

Foreign Fee Audit

Never carry a card abroad that charges a 3% transaction fee.